I would rather invest in real estate if I where you. When you are in stocks, you always pray that the price of the stock goes up and you loss all your own money. In real estate you know that the population is increasing and they need somewhere to live. In that time you come in and let them know that your offering rentals. From those rent you would pay your lender the money you borrow. Simple! You might even get an extra income from this. Maybe $50 or more. Real estate has been increasing an average of 5% per year. This means your house will be worth more when you sell it. But I would advice you to invest in long term to take advantage of this 5% increase. So where would you invest your money?